First off, forget everything you think you know about credit repair. Most of what you've heard has been manufactured for your consumption by the credit bureaus themselves. The credit bureaus have a vested interest in you believing that credit repair doesn't work or that deleted listings come back on the credit report. This "conventional wisdom" has been spun out by the credit bureaus to keep you off their back. If everyone decided to repair their credit, it would cost the credit bureaus millions in investigation expenses and it would allow anyone to change their credit report at will. The truth is we can do A LOT to clear up your credit report.

The Real Cost of Bad Credit:

The real cost of bad credit is horrifying. If you have negative items on your credit report you can pay double to triple the interest rates on mortgages car loans and credit cards.

Think about this for a second: Someone with good credit can get a mortgage for a home at about 6% today. Someone with bad credit will get anywhere from 9%-14%! On a $100,000 dollar loan you'll pay 2-3 times more for that house with bad credit! On credit cards you'll pay rates in the low to high 20's and for car loans as high as 17%. The real cost of bad credit is a lifetime of debt. Bad credit could cost you as much as $500,000 more than a person with good credit in a lifetime. We have an affiliation with a mortgage company that can get you a mortgage under 6% with good credit. The savings on your mortgage could pay for your child to go to college, start a business or be invested for retirement. The solution is simple. GET YOUR CREDIT CLEARED UP NOW!